{"id":9683,"date":"2019-10-24T12:59:28","date_gmt":"2019-10-24T05:59:28","guid":{"rendered":"http:\/\/fordviet.org\/phu-nu-xa-ha-hieu-phat-huy-tot-hieu-qua-tu-mo-hinh-quy-tiet-kiem-tin-dung\/"},"modified":"2019-10-24T12:59:28","modified_gmt":"2019-10-24T05:59:28","slug":"phu-nu-xa-ha-hieu-phat-huy-tot-hieu-qua-tu-mo-hinh-quy-tiet-kiem-tin-dung","status":"publish","type":"post","link":"https:\/\/amourco.com\/phu-nu-xa-ha-hieu-phat-huy-tot-hieu-qua-tu-mo-hinh-quy-tiet-kiem-tin-dung\/","title":{"rendered":"Ph\u1ee5 n\u1eef x\u00e3 H\u00e0 Hi\u1ec7u ph\u00e1t huy t\u1ed1t hi\u1ec7u qu\u1ea3 t\u1eeb m\u00f4 h\u00ecnh Qu\u1ef9 ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng"},"content":{"rendered":"
\u00a0 \u00a0 \u00a0 \u00a0V\u1edbi m\u1ee5c \u0111\u00edch nh\u1eb1m h\u1ed7 tr\u1ee3 cho ch\u1ecb em ph\u1ee5 n\u1eef \u0111\u1eb7c bi\u1ec7t l\u00e0 ph\u1ee5 n\u1eef ngh\u00e8o c\u00f3 c\u01a1 h\u1ed9i ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n \u0111\u1ec3 ph\u00e1t tri\u1ec3n kinh t\u1ebf x\u00f3a \u0111\u00f3i gi\u1ea3m ngh\u00e8o b\u1ec1n v\u1eefng, n\u0103m 2013, D\u1ef1 \u00e1n Quan h\u1ec7 \u0111\u1ed1i t\u00e1c v\u00ec ng\u01b0\u1eddi ngh\u00e8o trong ph\u00e1t tri\u1ec3n n\u00f4ng l\u00e2m nghi\u1ec7p t\u1ec9nh B\u1eafc Kan (g\u1ecdi t\u1eaft l\u00e0 d\u1ef1 \u00e1n 3PAD) tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng t\u1ea1i 3 x\u00e3 Chu H\u01b0\u01a1ng, H\u00e0 Hi\u1ec7u v\u00e0 \u0110\u1ecba Linh. T\u1ea1i x\u00e3 H\u00e0 Hi\u1ec7u, 2 T\u1ed5 ki\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng c\u1ee7a Chi h\u1ed9i ph\u1ee5 n\u1eef th\u00f4n V\u1eb1ng K\u00e8 v\u00e0 chi h\u1ed9i ph\u1ee5 n\u1eef th\u00f4n N\u00e0 Ma \u0111\u00e3 \u0111\u01b0\u1ee3c d\u1ef1 \u00e1n h\u1ed7 tr\u1ee3 620 tri\u1ec7u \u0111\u1ed3ng cho h\u1ed9i vi\u00ean ph\u1ee5 n\u1eef ngh\u00e8o v\u00e0 c\u1eadn ngh\u00e8o vay \u0111\u1ec3 \u0111\u1ea7u t\u01b0 ph\u00e1t tri\u1ec3n kinh t\u1ebf. C\u00e1c h\u1ed9 \u0111\u01b0\u1ee3c vay v\u1ed1n t\u1eeb m\u1ee9c 20 \u0111\u1ebfn 25 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 tr\u1ed3ng tr\u1ecdt, ch\u0103n nu\u00f4i v\u00e0 kinh doanh. Th\u1eddi h\u1ea1n vay t\u1ed1i \u0111a 36 th\u00e1ng, l\u00e3i su\u1ea5t 0,8% \/th\u00e1ng. Th\u1eddi gian \u00e2n h\u1ea1n tr\u1ea3 g\u1ed1c 3 th\u00e1ng (vay d\u01b0\u1edbi 12 th\u00e1ng), 6 th\u00e1ng (vay 24 \u2013 36 th\u00e1ng). N\u1ee3 g\u1ed1c \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 theo th\u00e1ng, b\u1eaft \u0111\u1ea7u t\u1eeb khi k\u1ebft th\u00fac \u00e2n h\u1ea1n; l\u00e3i c\u1ee7a kho\u1ea3n vay \u0111\u01b0\u1ee3c tr\u1ea3 theo th\u00e1ng b\u1eaft \u0111\u1ea7u t\u1eeb th\u00e1ng \u0111\u1ea7u ti\u00ean; ti\u1ebft ki\u1ec7m b\u1eaft bu\u1ed9c 20.000 \u0111\u1ed3ng\/th\u00e1ng \u0111\u01b0\u1ee3c n\u1ed9p theo th\u00e1ng, b\u1eaft \u0111\u1ea7u t\u1eeb th\u00e1ng vay \u0111\u1ea7u ti\u00ean. <\/em>\u0110\u1ec3 \u0111\u1ed3ng v\u1ed1n c\u1ee7a qu\u1ef9 ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng ph\u00e1t huy hi\u1ec7u qu\u1ea3, b\u1ec1n v\u1eefng, H\u1ed9i Ph\u1ee5 n\u1eef x\u00e3 H\u00e0 Hi\u1ec7u \u0111\u00e3 th\u01b0\u1eddng xuy\u00ean c\u1eed c\u00e1n b\u1ed9 qu\u1ea3n l\u00fd Qu\u1ef9 tham gia c\u00e1c l\u1edbp t\u1eadp hu\u1ea5n n\u00e2ng cao tr\u00ecnh \u0111\u1ed9 chuy\u00ean m\u00f4n trong qu\u1ea3n l\u00fd v\u1ed1n vay v\u00e0 nghi\u1ec7p v\u1ee5 k\u1ebf to\u00e1n \u0111\u1ed3ng th\u1eddi h\u01b0\u1edbng d\u1eabn c\u00e1c T\u1ed5 ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng x\u00e2y d\u1ef1ng quy ch\u1ebf ho\u1ea1t \u0111\u1ed9ng c\u1ee5 th\u1ec3. H\u1ed9i vi\u00ean mu\u1ed1n vay v\u1ed1n ph\u1ea3i ho\u00e0n to\u00e0n t\u1ef1 nguy\u1ec7n, \u0111\u01b0\u1ee3c c\u00e1c th\u00e0nh vi\u00ean trong T\u1ed5 \u0111\u1ed3ng \u00fd. Tham gia sinh ho\u1ea1t nh\u00f3m t\u1ed5 theo \u0111\u1ecbnh k\u1ef3 h\u00e0ng th\u00e1ng, s\u1eed d\u1ee5ng v\u1ed1n vay \u0111\u00fang m\u1ee5c \u0111\u00edch, c\u00f3 hi\u1ec7u qu\u1ea3. Ho\u00e0n tr\u1ea3 l\u00e3i v\u00e0 g\u1ed1c, \u0111\u1ed3ng th\u1eddi \u0111\u00f3ng ti\u1ebft ki\u1ec7m \u0111\u00fang th\u1eddi gian quy \u0111\u1ecbnh; t\u01b0\u01a1ng tr\u1ee3 gi\u00fap \u0111\u1ee1 c\u00e1c th\u00e0nh vi\u00ean trong nh\u00f3m t\u1ed5 khi g\u1eb7p kh\u00f3 kh\u0103n, \u1ed1m \u0111au ho\u1ea1n n\u1ea1n. H\u00e0ng th\u00e1ng, qua bu\u1ed5i sinh ho\u1ea1t nh\u00f3m t\u1ed5, h\u1ed9i vi\u00ean c\u00f9ng chia s\u1ebb kinh nghi\u1ec7m trong s\u1ea3n xu\u1ea5t, kinh nghi\u1ec7m ph\u00e1t tri\u1ec3n c\u00e1c m\u00f4 h\u00ecnh c\u00e2y, con. N\u00f3i v\u1ec1 \u00fd ngh\u0129a v\u00e0 hi\u1ec7u qu\u1ea3 b\u01b0\u1edbc \u0111\u1ea7u c\u1ee7a m\u00f4 h\u00ecnh, Ch\u1ecb Ho\u00e0ng Th\u1ecb H\u1eb1ng \u2013 T\u1ed5 tr\u01b0\u1edfng T\u1ed5 ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng th\u00f4n V\u1eb1ng K\u00e8 x\u00e3 H\u00e0 Hi\u1ec7u cho bi\u1ebft: Nh\u00ecn chung ch\u1ecb em \u0111\u01b0\u1ee3c vay v\u1ed1n \u0111\u1ec1u mua c\u00e2y con gi\u1ed1ng v\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o s\u1ea3n xu\u1ea5t ph\u00e1t tri\u1ec3n kinh t\u1ebf gia \u0111\u00ecnh v\u00e0 b\u1eaft \u0111\u1ea7u ph\u00e1t huy \u0111\u01b0\u1ee3c hi\u1ec7u qu\u1ea3 \u0111\u1ed3ng v\u1ed1n. M\u1ed9t s\u1ed1 h\u1ed9 nu\u00f4i l\u1ee3n gi\u1edd \u0111\u00e3 c\u00f3 th\u00eam l\u1ee3n con \u0111\u1ec3 nu\u00f4i”<\/span><\/p>\n \u00a0 \u00a0 \u00a0 \u00a0Qua 8 th\u00e1ng tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e3 c\u00f3 c\u00f3 33 h\u1ed9 h\u1ed9i vi\u00ean ph\u1ee5 n\u1eef \u0111\u01b0\u1ee3c vay v\u1ed1n t\u1eeb Qu\u1ef9 ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng v\u1edbi t\u1ed5ng s\u1ed1 ti\u1ec1n l\u00e0 620 tri\u1ec7u \u0111\u1ed3ng. H\u1ea7u h\u1ebft ngu\u1ed3n v\u1ed1n vay \u0111\u01b0\u1ee3c c\u00e1c h\u1ed9 gia \u0111\u00ecnh s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 tr\u1ed3ng r\u1eebng v\u00e0 x\u00e2y d\u1ef1ng, m\u1edf r\u1ed9ng c\u00e1c m\u00f4 h\u00ecnh ch\u0103n nu\u00f4i gia s\u00fac, gia c\u1ea7m. Qu\u1ef9 ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng \u0111\u00e3 \u0111\u01b0\u1ee3c H\u1ed9i Ph\u1ee5 n\u1eef x\u00e3 H\u00e0 Hi\u1ec7u qu\u1ea3n l\u00fd v\u00e0 s\u1eed d\u1ee5ng hi\u1ec7u qu\u1ea3. Quy tr\u00ecnh cho vay \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n \u0111\u1ea3m b\u1ea3o \u0111\u00fang quy \u0111\u1ecbnh, \u0111\u00fang \u0111\u1ed1i t\u01b0\u1ee3ng, c\u00f3 ki\u1ec3m tra, \u0111\u00e1nh gi\u00e1 tr\u01b0\u1edbc khi cho vay. Vi\u1ec7c thu h\u1ed3i n\u1ee3 g\u1ed1c, l\u00e3i, n\u1ee3 qu\u00e1 h\u1ea1n \u0111\u01b0\u1ee3c c\u00e1c Ban T\u00edn d\u1ee5ng x\u00e3 th\u01b0\u1eddng xuy\u00ean \u0111\u00f4n \u0111\u1ed1c, nh\u1eafc nh\u1edf. Ngu\u1ed3n qu\u1ef9 \u0111\u00e3 gi\u00fap cho nhi\u1ec1u h\u1ed9i vi\u00ean ph\u1ee5 n\u1eef \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn v\u1edbi ngu\u1ed3n v\u1ed1n vay \u01b0u \u0111\u00e3i \u0111\u1ec3 c\u00f3 c\u01a1 h\u1ed9i m\u1edf r\u1ed9ng ph\u00e1t tri\u1ec3n s\u1ea3n xu\u1ea5t. \u0110\u00e1nh gi\u00e1 v\u1ec1 k\u1ebft qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a m\u00f4 h\u00ecnh tr\u00ean, Ch\u1ecb \u0110\u00e0m Th\u1ecb T\u1ea5m \u2013 Ch\u1ee7 t\u1ecbch H\u1ed9i ph\u1ee5 n\u1eef x\u00e3 H\u00e0 Hi\u1ec7u n\u00f3i:\u00a0 Ch\u1ecb em r\u1ea5t l\u00e0 h\u01b0\u1edfng \u1ee9ng v\u00e0 th\u1ef1c hi\u1ec7n t\u1ed1t. C\u00e1c t\u1ed5\u00a0 sinh ho\u1ea1t \u0111\u1ec1u \u0111\u1eb7n, tr\u1ea3 l\u1ea1i v\u00e0 g\u1ed1c \u0111\u00fang th\u1eddi gian quy \u0111\u1ecbnh”.<\/span><\/p>\n \u00a0H\u1ed9i vi\u00ean T\u1ed5 ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng x\u00e3 H\u00e0 Hi\u1ec7u thu n\u1ed9p l\u00e3i h\u00e0ng th\u00e1ng<\/em><\/strong><\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n \u00a0 \u00a0 \u00a0 \u00a0M\u1eb7c d\u00f9 Qu\u1ef9 ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t v\u1edbi c\u00e1c ngu\u1ed3n v\u1ed1n vay kh\u00e1c v\u1ec1 h\u00ecnh th\u1ee9c cho vay v\u00e0 h\u00ecnh th\u1ee9c ho\u00e0n tr\u1ea3 v\u1ed1n, c\u00e1c h\u1ed9i vi\u00ean tham gia vay v\u1ed1n qu\u1ef9 ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ed9t s\u1ed1 l\u1ee3i \u00edch nh\u01b0 th\u1eddi gian \u00e2n h\u1ea1n d\u00e0i, tr\u1ea3 g\u1ed1c d\u1ea7n theo t\u1eebng th\u00e1ng gi\u00fap ch\u1ecb em ph\u1ee5 n\u1eef bi\u1ebft l\u1eadp k\u1ebf ho\u1ea1ch, s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n hi\u1ec7u qu\u1ea3, \u0111\u00fang m\u1ee5c \u0111\u00edch, ti\u1ebft ki\u1ec7m, n\u00e2ng cao nh\u1eadn th\u1ee9c ph\u00e1t tri\u1ec3n kinh t\u1ebf b\u1ec1n v\u1eefng. M\u1eb7c d\u00f9 th\u1eddi gian th\u1ef1c hi\u1ec7n ch\u01b0a d\u00e0i song nh\u1eefng k\u1ebft qu\u1ea3 \u0111\u1ea1t \u0111\u01b0\u1ee3c \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh vi\u1ec7c x\u00e2y d\u1ef1ng m\u00f4 h\u00ecnh t\u1ed5, nh\u00f3m ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng t\u1ea1i c\u00e1c chi h\u1ed9i ph\u1ee5 n\u1eef l\u00e0 m\u1ed9t ch\u1ee7 tr\u01b0\u01a1ng \u0111\u00fang \u0111\u1eafn c\u1ee7a d\u1ef1 \u00e1n trong giai \u0111o\u1ea1n hi\u1ec7n nay, t\u1eebng b\u01b0\u1edbc h\u00ecnh th\u00e0nh cho ch\u1ecb em th\u00f3i quen ti\u1ebft ki\u1ec7m \u0111\u1ed3ng th\u1eddi ch\u1ecb em \u0111\u01b0\u1ee3c vay t\u1eeb qu\u1ef9 ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng \u0111\u1ec1u s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n hi\u1ec7u qu\u1ea3, t\u1ea1o th\u00eam vi\u1ec7c l\u00e0m, c\u00f3 th\u00eam thu nh\u1eadp c\u1ea3i thi\u1ec7n cu\u1ed9c s\u1ed1ng \u0111\u00f3ng g\u00f3p t\u00edch c\u1ef1c v\u00e0o c\u00f4ng t\u00e1c gi\u1ea3m ngh\u00e8o c\u1ee7a c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng. Th\u00f4ng qua sinh ho\u1ea1t h\u00e0ng th\u00e1ng c\u1ee7a T\u1ed5 nh\u00f3m ti\u1ebft ki\u1ec7m t\u00edn d\u1ee5ng \u0111\u00e3 l\u1ed3ng gh\u00e9p tuy\u00ean truy\u1ec1n c\u00e1c ch\u1ee7 tr\u01b0\u01a1ng, ch\u00ednh s\u00e1ch c\u1ee7a \u0110\u1ea3ng, Nh\u00e0 n\u01b0\u1edbc v\u00e0 tri\u1ec3n khai c\u00e1c nhi\u1ec7m v\u1ee5 c\u1ee7a H\u1ed9i m\u1ed9t c\u00e1ch thu\u1eadn l\u1ee3i. g\u00f3p ph\u1ea7n thu h\u00fat, t\u1eadp h\u1ee3p h\u1ed9i vi\u00ean\u00a0 x\u00e2y d\u1ef1ng v\u00e0 ph\u00e1t tri\u1ec3n t\u1ed5 ch\u1ee9c h\u1ed9i hi\u1ec7u qu\u1ea3 h\u01a1n.\/.<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"\n\n
\n <\/td>\n<\/tr>\n \n \n